The future of an investment residence permit in Europe: new restrictions and where else you can do it.

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14.05.2025 Golden Visa in Europe
The recent ban on the Maltese citizenship by investment program, approved by the European Court of Justice, has become a wake-up call for the entire immigration through capital industry. This precedent may affect the future of similar initiatives in other European countries.

Experts have already noted that in 2025, most of the existing schemes for obtaining a residence permit for investments in EU countries may undergo serious adjustments. It is not a question of completely shutting down programs, but it is only a matter of time before demands increase and inspections become tougher.


Why should you act in advance?

The conditions for obtaining residency are becoming more difficult every year. Increasing the minimum investment amounts, expanding the list of documents, additional checks of income sources — all this is already becoming part of daily practice. In 2025, the trend is likely to continue, and those who decide later will face high costs and barriers.


What is a “golden visa" and what advantages does it provide?

This format of long—term residence in the EU is offered to those who are willing to make a certain contribution to the country's economy - through the purchase of real estate, investments in funds or starting a business. After receiving such a visa, a foreigner receives:

  • Legal right to reside in the chosen country
  • A chance to obtain citizenship in the future
  • Free movement in the Schengen area
  • Access to a high-quality medical and educational system
  • Financial flexibility and privileges when interacting with banks
  • The ability to optimize taxation

Previously, registration took only a few months, but after COVID-19, the time has increased: on average, the process takes from six months or more.


Which European countries continue to offer “golden visas” in 2025?


To date, the programs of the following states remain relevant:


  • 🇵🇹 Portugal
  • 🇬🇷 Greece (with restrictions for citizens of the Russian Federation and Belarus without a second citizenship)
  • 🇨🇾 Cyprus
  • 🇭🇺 Hungary (limited access for citizens of the Russian Federation and Belarus without EU resident status)
  • 🇱🇻 Latvia (the program is not available for Russians and Belarusians)


🔷 The Greek program is one of the most accessible and stable


Among the European options Greece offers the least expensive entry threshold: it is enough to invest only 250,000 euros in residential or commercial real estate. This entitles you to obtain a five-year residence permit with the possibility of extension. At the same time, Greece remains open to applicants from most countries, subject to certain conditions.

Professional team digital-nomad.gr provides full support at all stages: from choosing a suitable facility to obtaining a residence permit card. Legal support, time control, real estate verification and a personal approach guarantee the reliability and transparency of the transaction.


Golden Visa Greece in 2025 find out more